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EGPS
EGPS Category
Main benefits
A tax-free cash lump sum and a pension for life when you retire
Tax savings
Life cover if you die in service
An incapacity pension if you can’t work because of ill health
Benefits for your dependants if you die
Extra pensions for dependants - (optional)
Additional voluntary contributions (AVCs) - (optional)
Retirement options
A full pension and lump sum at your Normal Pension Age (NPA). You can give up part or all your lump sum to get a bigger pension, or to set up dependants’ pensions.
Flexible retirement – you can take your benefits while still working
after
your NPA
Early or late retirement
An ill-health pension
A transfer to another pension arrangement if you want to take your pension using an option not available through the scheme. You will need to opt out of the scheme and obtain independent financial advice if you are transferring to a flexible (DC) pension arrangement and your transfer value is above £30,000.
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